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Most mortgaged homeowners won’t see repayments increase if the RBA hikes interest rates this week

02.02.2026 01:00 | The Guardian World

Those who stuck to minimum loan repayments through last year’s rate cuts will bear the brunt of Tuesday’s anticipated hike, while those already paying extra are in a ‘great position’Follow our Australia news live blog for latest updatesGet our breaking news email, free app or daily news podcastA large majority of the 3.3 million mortgaged homeowners will not see their repayments increase should the Reserve Bank hike rates on Tuesday.Financial markets and most economists expect the RBA will lift its cash rate target from 3.6% to 3.85%, marking the shortest and shallowest rate rise cycle in memory after inflation roared back in the second half of last year. Continue reading...

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